Pradhan Mantri Suraksha Bima Yojana

Pradhan Mantri Suraksha Bima Yojana may be a government-backed accident insurance scheme in India. it had been originally mentioned within the 2015 Budget speech by minister of finance Late Arun Jaitley in February 2015. it had been formally launched by Prime Minister Narendra Modi on 8 May in Kolkata.

PRADHAN MANTRI JIVAN JYOTI BIMA YOJNA

LIFE INSURANCE WORTH RS. 2 LACS AT JUST Rs. 330 per annume.

Purpose For PMJJBY

હેતુ 

  • આર્થિક સુરક્ષાના અભાવ હેઠળ જીવન જીવતા મહત્તમ લોકોની સુરક્ષા માટે ખાસ
  • પ્રધાનમંત્રી જીવન જયોતિ વીમા યોજના અમલમાં મુકવામાં આવેલ છે, જેની લાક્ષણિકતા નીચે મુજબ છે.
  • આ યોજના એક વર્ષના જીવનવીમાની યોજના છે. જે દર વર્ષે રીન્યુ કરાવી શકાય છે.
  • આ યોજનાનો ઉદ્દેશ્ય એ એક પ્રકારની જીવન વીમા પોલીસી છે. જેમાં વીમા ધારકના કોઇપણ કારણસર થયેલા મૃત્યુ સામે તેના વારસદાર/પરિવારજનોને રૂપિયા બે લાખ ચૂકવવામાં આવશે. આ માટે દરેક ઉપભોક્તાએ રૂ. ૩૦ જેટલું પ્રિમિયમ ભરવાનું રહેશે.

PRADHAN MANTRI SURKSHA BIMA YOJANA.

ACCIDENT INSURANCE RS. 2 LACS AT JUST Rs, 12 Per month.

Benifits For PMSBY

ફાયદાઓ

પ્રધાનમંત્રી સુરક્ષા વીમા યોજનાના લાભ નીચે મુજબ છે.

લાભનો પ્રકાર વીમા રાશી
આકસ્મિક મૃત્યુ રૂ. ૨ લાખ સુધી
અકસ્માતમાં સંપૂર્ણ અને કાયમી, બંને આંખોની દ્રષ્ટિ ગુમાવવી અથવા અકસ્માત માં બને પગ અથવા બને હાથ ગુમાવવા અથવા એક આંખ દ્રષ્ટિ ગુમાવવી અને એક હાથ અને એક પગ ગુમાવવો રૂ. ૨ લાખ સુધી
એક આંખની નજર ગુમાવ્યથી અથવા એક હાથ કે પગ બિનઉપયોગી થયે રૂ. ૧ લાખ સુધી

Pradhan Mantri Suraksha Bima Yojana is out there to people (Indian Resident or NRI) between 18 and 70 years aged with bank accounts. it’s an annual premium of RS. 12 exclusive of taxes. GST is exempted on Pradhan Mantri Suraksha Bima SCHEME . the quantity is automatically debited from the account. This insurance scheme can have one year cover from 1 June to 31 May and would be offered through banks and administered through public sector general insurance companies.

Important Link 

In case of unexpected death or full disability, the payment to the nominee are going to be RS. 2 lakh (US$2,800) and just in case of partial Permanent disability RS. 1 lakh. Full disability has been defined as loss of use in both eyes OF THESE SCHEME, hands/feet. Partial Permanent disability defined as loss of use in one eye AND hand or foot. Further, death thanks to suicide, alcohol, substance abuse , etc. aren’t

Also Read : Vajpayee Bankable Loan Yojana

This scheme are going to be linked to the bank accounts opened under the Pradhan Mantri Jan Dhan Yojana scheme. Most of those account had zero balance initially. the govt aims to scale back the amount of such zero balance accounts by using this and related schemes. Now all checking account holders can avail this facility through their net-banking service facility at any time of the year.

TAX SAVINGS SEASON

Still figuring out ways to reduce your income tax for this financial year? Don’t know where to invest in order to maximize your income tax savings?

  • Save up to Rs. 23,400 income tax by purchasing Health Insurance for you and your parents
  • Save up to Rs. 46,800 tax investing in ULIP Plans or by purchasing a Term Insurance plan

INTRODUCTION

Policybazaar is India’s largest insurance comparison app. You can simply compare and buy from the widest range of insurance and investment products on the Policybazaar app. To experience all the features and purchase a product on the Policybazaar app you need to be either:

  • A resident Indian;
  • A Non-Resident Indian;
  • Or a Person of Indian Origin

PRODUCT OFFERING

With just a few clicks, the Policybazaar app allows you to purchase any of the following products:

Life Insurance / Term Life Insurance / Term Insurance
Medical Insurance / Health Insurance
Car Insurance / Motor Insurance
Two-wheeler or motorcycle Insurance
Travel Insurance
Investment Plans – ULIP, Child, Retirement, Pension & Tax Saving Plans

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